What does Medical RC Insurance cover?
Professional Liability Insurance for doctors indemnifies third parties — typically patients or their families — for bodily, moral, or financial harm resulting from an error, omission, or negligence in the provision of healthcare. This includes misdiagnosis, post-surgical complications, inappropriate prescriptions, lack of informed consent, and acts performed by professionals under your supervision.
The Ageas policy also covers legal defence costs, which in medical litigation can be substantial even when the doctor bears no responsibility for the clinical outcome.
Over 40 Years of Partnership with the Ordem dos Médicos
Ageas and the Portuguese Medical Association have maintained a trust-based relationship spanning more than four decades. This translates into policy terms that reflect a deep understanding of the specificities of medical practice in Portugal — from emergency settings to group medicine and private practice.
Coverage is available for doctors across all specialties, with capital limits up to €1,000,000 per claim, and special conditions for early-career doctors and multi-policy clients.
In Summary
Medicine carries inherent risk — not of incompetence, but of complexity. Ageas Medical RC Insurance, backed by a 40-year partnership with the Ordem dos Médicos, provides one of the most comprehensive and well-adapted solutions in the Portuguese market. Contact us for a personalised analysis.