Appolices Blog
Practical guides, savings tips, and news about insurance and financial security in Portugal.
How to Deduct Insurance on Portuguese IRS in 2026: Complete Guide
Discover which health, life and retirement (PPR) policies qualify for tax deductions in Portugal and how to maximize your annual IRS refund legally.
PPR vs. Capitalization Insurance: Which One Is Best for You?
Compare tax benefits, capital guarantees, early redemption rules, and liquidity between traditional PPRs and life capitalization/Unit Linked contracts.
Car Accident in Portugal? What to Do in the First 15 Minutes
European Accident Statement, essential photos, and statutory deadlines: avoid common mistakes so your claim is processed smoothly.
Switching Insurance Broker in Portugal: Why You Have Nothing to Lose
Did you know you can change your broker without changing your insurer or paying an extra cent? Portuguese ASF law explained.
Mortgage Life Insurance: How to Save Up to 60% Outside the Bank
Bank cross-selling, the vital difference between IAD and ITP coverage, and Decree-Law 222/2009 for transferring your policy.
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