Appolices
ClaimsJanuary 2026 · 5 min read

Car Accident in Portugal? What to Do in the First 15 Minutes

European Accident Statement, essential photos, and statutory deadlines: avoid common mistakes so your claim is processed smoothly.

PL
Philippe Lima AntónioASF 322575544
Licensed Insurance Broker · ASF Registration No. 322575544
A traffic collision is stressful, but what you do in the first 15 minutes determines how quickly your insurer approves repairs and provides a courtesy replacement car. Follow this emergency protocol.

Step-by-step Protocol

1. Wear your reflective safety vest before exiting the car.

2. Place the warning triangle at least 50 meters back.

3. Take photos of the scene, street signs, and license plates before moving vehicles.

4. Fill out and sign the Agreed Statement of Facts (DAAA).

In Summary

With Appolices Wallet, snap a photo of the signed DAAA, and our broker team immediately handles the claim with your insurer.

PL

Philippe Lima António

Licensed Insurance Broker · ASF Registration No. 322575544

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